Kufembera kufembera hachisi chinhu chitsva asi ndinofanira kutaura kuti mahotera mazhinji haaashandise, uye anofanirwa chaizvo. Icho chinhu chinoshanda zvinoshamisa icho chakanyatsokodzera huremu hwacho mugoridhe. Izvo zviri kutaurwa, hazvireme zvakanyanya asi kana uchinge watanga kushandisa imwe chinhu chakakosha chaunofanirwa kuve nacho mwedzi wega wega, uye maitiro ayo uye kukosha kwayo kunowanzo wedzera huremu uye nekusimba mumwedzi mishoma yekupedzisira yegore. Kufanana nechirongwa mune chakavanzika chakanaka, chinogona kutora kutendeuka kamwe kamwe uye kuburitsa magumo asingatarisirwe.
Kutanga isu tinofanirwa kutsanangura magadzirirwo atinoita fungidziro inotenderera uye kuratidza maitiro akanakisa akatenderedza kusikwa kwayo. Zvadaro, tinoda kunzwisisa matauriro atinoita zvakawanikwa uye pakupedzisira tinoda kuona kuti tingaishandisa sei kushandura mafambiro emari, zvichitibvumira zvakare mukana wekuita nhamba dzedu.
Pakutanga panofanira kuva nebhajeti. Pasina bhajeti hatigone kuve nerolling forecast. Bhajeti yehotera yemwedzi gumi nembiri inounganidzwa nemamaneja emadhipatimendi, yakabatanidzwa nemutungamiri wezvemari, uye yakatenderwa nemhando uye muridzi. Izvo zvechokwadi zvinonzwika zvakananga uye zviri nyore zvakakwana asi chero chinhu chiri nyore. Verenga bhurogi repadivi kuti nei zvichitora "ropa refu" kugadzira bhajeti pano.
Kana tangotenderwa bhajeti rinovharirwa zvachose uye hapasisina shanduko inobvumidzwa. Iyo inoramba yakafanana nekusingaperi, senge mammoth ane woolly kubva kumakore echando akakanganwa kare haafi akachinja. Ndicho chikamu chinotambwa nefungidziro. Kana tapinda mugore idzva kana kunonoka muna Zvita zvichienderana nehurongwa hwemhando yako, unenge uchifanotaura Ndira, Kukadzi naKurume.
Hwaro hweiyo 30-, 60- uye 90-mazuva ekufanotaura ndiyo yakanyanya bhajeti, asi ikozvino tinoona mamiriro ari pamberi pedu zvakanyanya zvakajeka kupfuura zvatakaita patakanyora bhajeti mukati, toti, Nyamavhuvhu / Gunyana. Isu zvino tinoona makamuri pamabhuku, kumhanya, mapoka, uye basa riripo nderekufanotaura mwedzi wega wega sezvatingagona nguva yese tichichengeta bhajeti sekuenzanisa. Isu tinozvigadzirawo isu pachedu nemwedzi yakafanana gore rapfuura sekuenzanisa kunoreva.
Heino muenzaniso wekuti tinoshandisa sei rolling forecast. Ngatitii takaronga bhajeti reREVPAR muna Ndira remadhora zana nemakumi mashanu, Kukadzi $140 uye Kurume $165. Mafungiro azvino anotiratidza tichiswedera padyo asi tichidzokera kumashure. REVPAR muna Ndira yemadhora zana nemakumi matatu, Kukadzi $125 uye Kurume $170. Bhegi rakasanganiswa kana richienzaniswa nebhajeti, asi zvakajeka isu tiri kumashure mukumhanya uye iyo mari yemufananidzo haina kunaka. Saka, toita sei zvino?
Iye zvino isu tinotenderera uye kutarisa kwemutambo kunoshanduka kubva pamari kuenda kuGOP. Chii chatingaite kudzikamisa chero purofiti yakarasika mukota yekutanga yakapihwa yedu yekufungidzira kuderera kwemari kana ichienzaniswa nebhajeti? Chii chatinogona kumisikidza, kunonoka, kuderedza, kubvisa mukushanda kwedu kana zvasvika pakubhadhara uye mari muQ1 izvo zvichatibatsira kuderedza kurasikirwa pasina kuuraya murwere? Icho chikamu chekupedzisira chakakosha. Tinofanira kuziva zvakadzama zvatingakanda kubva muchikepe chiri kunyura tisingaputike muzviso zvedu.
Ndiwo mufananidzo watinoda kugadzira nekugadzirisa. Tingaita sei kuti zvinhu zvirambe zviri pamwe chete sezvinobvira pazasi kunyangwe iyo mutsara wepamusoro usingaite sezvatakanga taronga mubhajeti. Mwedzi nomwedzi tinoronda uye tinogadziridza mashandisiro atinoita mari nepose patinogona napo. Mune ino mamiriro, isu tinongoda kubuda muQ1 neruzhinji rweganda redu richiri kubatanidzwa. Ndiko kufanotaura kuri kuitika.
Mwedzi wega wega takagadziridza mufananidzo unotevera wemazuva makumi matatu-, 60- uye makumi mapfumbamwe uye, panguva imwecheteyo, tinozadzisa "mwedzi chaiyo" kuitira kuti tive nemaonero anoramba achiwedzera pamusoro pechinangwa chekupedzisira - gore rekupedzisira rakarongwa GOP.
Ngatishandise kufanotaura kwaApril semuenzaniso wedu unotevera. Isu ikozvino tine chaiyo yaNdira, Kukadzi naKurume! Ini zvino ndoona nhamba dzeYTD kubva munaKurume uye isu tiri kumashure mumari uye GOP kubhajeti, pamwe nekufanotaura kwazvino kwemwedzi mitatu inotevera uye pakupedzisira nhamba dzakarongwa dzemwedzi mitanhatu yapfuura. Nguva yese iyi ndinoramba ndakaisa ziso rangu pamubairo - kupera kwegore. Kufanotaura kwaApril naMay kwakasimba asi June haana simba, uye zhizha richiri kure zvakanyanya kuti uwedzere kufara. Ini ndinotora nhamba dzangu dzichangoburwa dzeKubvumbi naChivabvu, uye ndinoona pandinogona kugadzirisa humwe husimba hweQ1. Ini zvakare ndine laser yakatarisa munaJune, chii chatingavhara pasi uye saizi chaiyo kuti tikwanise kupinda mukati mehafu yekutanga yegore kana padyo zvakanyanya nebhajeti reGOP.
Mwedzi wega wega tinogadzirisa mumwe mwedzi uye tinonyora fungidziro yedu. Aya ndiwo maitiro atinotevera gore rose.
Ngatishandise kufanotaura kwaGunyana semuenzaniso wedu unotevera. Ini zvino ndine YTD Nyamavhuvhu mhedzisiro uye mufananidzo waGunyana wakasimba, asi Gumiguru uye kunyanya Mbudzi vari kumashure zvakanyanya nekumhanya kweboka. Apa ndipo pandinoda kuunganidza mauto. Yedu GOP yebhajeti kubva Nyamavhuvhu 31 iri pedyo zvakanyanya. Handidi kurasikirwa nemutambo uyu mumwedzi mina yekupedzisira yegore. Ini ndinoburitsa zvese zvinomira nekutengesa kwangu uye mapato manejimendi zvikwata. Tinofanira kuisa specials mumusika kugadzira mufananidzo weboka rakapfava. Tinofanira kuona kuti tarisiro yedu yenguva pfupi yaiswa mukati. Chii chatingaite kuti tiwedzere mihoro uye tideredze mari inoshandiswa?
Haisi rocket sainzi, asi ndiwo mabatiro atinoita bhajeti. Isu tinoshandisa fungidziro yekuti tirambe tiri padyo nebhajeti rekupera kwegore GOP sezvinobvira. Pataive kumashure takapeta kaviri pakutonga kwemari uye mazano emari. Pataive kumberi takatarisa pakuwedzera kuyerera.
Mwedzi wega wega kusvika pakufanotaura kwaZvita, tinoita kutamba kwakafanana nekufungidzira kwedu uye bhajeti. Ndiwo maitiro atinoita zvakanaka. Uye nenzira, hatimbokanda mapfumo pasi. Mwedzi mishoma yakaipa zvechokwadi inoreva kuti kune mwedzi mukuru mberi. Ndagara ndichiti, "Kutarisira bhajeti kwakafanana nekutamba baseball."
Tarisa chidimbu chiri kuuya chine musoro unoti "Smoke and Mirrors" panzira yekuisa pasi-chivimbiso uye nekupfuura-kuburitsa mhedzisiro yekupera kwegore uye kuzadza makabati ako panguva imwe chete.
KuHotel Financial Coach ini ndinobatsira vatungamiriri vemahotera nezvikwata zvine hutungamiriri hwemari kudzidzisa, webinars uye maworkshop. Kudzidza nekushandisa hunyanzvi hwehutungamiriri hwemari ndiyo nzira yekukurumidza yekubudirira kukuru pabasa uye nekuwedzera budiriro yemunhu. Ini ndinovandudza zvakanyanya mhedzisiro yemunhu uye yechikwata nekudzoka kwakaratidza pakudyara.
Fona kana nyora nhasi uye ronga nhaurirano inoyemurika pamusoro pekuti ungagadzira sei chikwata chehutungamiriri chine mari muhotera yako.
Nguva yekutumira: Sep-13-2024
